Table of Contents:
- 1. Chase Sapphire Preferred® Card
- 2. Capital One Venture Rewards Credit Card
- 3. American Express® Gold Card
- 4. Discover it® Miles
- 5. Citi Premier® Card
- 6. Marriott Bonvoy Boundless® Credit Card
- 7. Delta SkyMiles® Gold American Express Card
- 8. FAQs: Travel Rewards Credit Cards
1. Chase Sapphire Preferred® Card
Overview:
The Chase Sapphire Preferred® Card is often regarded as one of the best travel rewards cards due to its flexible points system and generous sign-up bonus.
Key Benefits:
- Earn 2x points on travel and dining at restaurants, and 1 point per dollar spent on all other purchases.
- Sign-up bonus: Earn 60,000 bonus points after spending $4,000 in the first 3 months.
- Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards®.
- No foreign transaction fees.
Annual Fee: $95
2. Capital One Venture Rewards Credit Card
Overview:
The Capital One Venture Rewards Credit Card offers a straightforward earning structure and is perfect for those who want simple rewards for their travel expenses.
Key Benefits:
- Earn 2x miles on every purchase.
- Sign-up bonus: Earn 75,000 miles after spending $4,000 in the first 3 months.
- Flexible redemption options for travel expenses.
- No foreign transaction fees.
Annual Fee: $95 (waived the first year)
3. American Express® Gold Card
Overview:
The American Express® Gold Card is ideal for food lovers and frequent diners, offering generous rewards on dining and travel.
Key Benefits:
- Earn 3x points on restaurants, including takeout and delivery, 3x points on flights booked directly with airlines or on amextravel.com, and 1 point on other purchases.
- Sign-up bonus: Earn 60,000 Membership Rewards® points after spending $4,000 in the first 6 months.
- No foreign transaction fees.
Annual Fee: $250
4. Discover it® Miles
Overview:
The Discover it® Miles card is a great choice for those new to travel rewards, offering a simple rewards structure with no annual fee.
Key Benefits:
- Earn 1.5x miles on every purchase.
- Sign-up bonus: Discover will match all the miles you've earned at the end of your first year.
- No foreign transaction fees and no annual fee.
Annual Fee: $0
5. Citi Premier® Card
Overview:
The Citi Premier® Card offers a strong earning potential on travel and dining expenses, making it a solid choice for frequent travelers.
Key Benefits:
- Earn 3x points on air travel, hotels, and restaurants, 2x points on entertainment, and 1 point on other purchases.
- Sign-up bonus: Earn 80,000 points after spending $4,000 in the first 3 months.
- Points can be transferred to over 15 travel loyalty programs.
Annual Fee: $95
6. Marriott Bonvoy Boundless® Credit Card
Overview:
Ideal for those who frequently stay at Marriott hotels, the Marriott Bonvoy Boundless® Credit Card provides excellent rewards for hotel stays.
Key Benefits:
- Earn 6x points on Marriott purchases, 2x points on other travel purchases, and 1 point on all other purchases.
- Sign-up bonus: Earn 100,000 bonus points after spending $3,000 in the first 3 months.
- Free night award each year after your account anniversary.
Annual Fee: $95
7. Delta SkyMiles® Gold American Express Card
Overview:
This card is perfect for travelers loyal to Delta Airlines, offering benefits that enhance the flying experience.
Key Benefits:
- Earn 2x miles on Delta purchases, restaurants, and U.S. supermarkets; 1 mile on other purchases.
- Sign-up bonus: Earn 70,000 bonus miles after spending $2,000 in the first 3 months.
- First checked bag free on Delta flights and priority boarding.
Annual Fee: $99 (waived the first year)
8. FAQs: Travel Rewards Credit Cards
Q1: What are travel rewards credit cards?
Answer: Travel rewards credit cards offer points or miles for travel-related purchases, which can be redeemed for flights, hotel stays, and other travel expenses.
Q2: How do I choose the best travel rewards credit card for me?
Answer: Consider your travel habits, preferred airlines or hotel chains, and how often you travel. Look for cards that align with your spending patterns to maximize rewards.
Q3: Are there any annual fees for travel rewards credit cards?
Answer: Many travel rewards credit cards come with annual fees, but some offer great rewards that can outweigh these costs. Always evaluate the benefits against the fee.
Q4: Can I use travel rewards credit cards for everyday purchases?
Answer: Yes, you can use travel rewards credit cards for everyday purchases. This can help you accumulate points or miles faster.